Currently Browsing:Gary R. Kershner

What is a Survivor’s Trust?

A married couple establishes a joint trust with each contributing their share of their joint or community property (if any) and their own separate property to the trust.  What happens to the property in the trust when the first spouse dies? As a general rule, the surviving spouse’s share (i.e., their own separate property and

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Greatest Gift

The best and most appreciated gift that you can give your family may not be wealth or treasure, but the comfort and peace of mind that comes with knowing they have followed your wishes. Estate Planning is not just about taxes and the transfer of property.  It also encompasses making a contract with your helpers

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Change the Road You’re On

I’ve been in a nostalgic mood recently and have been listening to the music of my youth: Springsteen, The Beatles, Rolling Stones, Led Zeppelin, etc. The other day I was listening to “Stairway to Heaven” and heard these lyrics: “…there are two paths you can go by, but in the long run There’s still time to change

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Treasure Hunt

I love puzzles, especially math or word problems.  I love the challenge and the good feeling I get when I solve a puzzle. I am lucky.  My profession as an Estate Planner allows me to solve puzzles every day. Once I know my client’s story and finances, together we go a hunt to find those planning opportunities. It

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